YES I SAVED !!!

Saving Money on the stuff you buy the most...REALLY !!!

Friday, August 11, 2006

HUGE Savings on new and used Books and CDs

I'm done buying retail...retail is a total ripoff.

Case in point...I was at Barnes & Noble the other day and bought a Book on CD both on sale for 20% off and with an extra 10% off for being a "member" for a total of 30% off...pretty saavy I thought. After taxes and my applicable discount my approximately $29.98 book came to me for about $23 and change.

Well here at Yes I Saved we scour the internet for the absolute rock bottom prices on all things useful (and not so useful but fun!). Well it turns out that the Amazon marketplace has tons of books and CDs on sale every single day. They partner with third party retailers who give GIGANTIC SAVINGS on the exact same stuff at the bookstore or music shop.

It is not uncommon to find books and CDs brand spanking new for 50% off of retail...even more if you are willing to buy used. That same book on CD was $13 and change brand new with $4 one week shipping for a grand total of $17 and change...a full 26% cheaper than Barnes and Noble for the exact same brand new book on CD...now THAT IS saavy Yes I Saved shopping!

Needless to say I returned the unopened audio CD to Barnes and Noble with great satisfaction. Oh, by the way...if you buy more than one item through Amazon, you tend to save on shipping costs. So, make your list and buy all at once and save even more!

So do yourself a huge favor and save on books, CDs, textbooks (calling all students out there), audio books, and music CDs and buy the same brand new stuff, only waaaaaaaaaaaaaaay cheaper at:

www.Amazon.com

Money's tight...save your dough...say YES I SAVED !!!

Thursday, August 10, 2006

Cheap ways to speed up your Computer

Having built my own computers from scratch ranging from simple "bare-bones" boxes to extreme gaming rigs, my friends often come to me for advice on how to speed up their sluggish computers. There are several approaches to this ranging from very easy and completely free to a bit more elaborate and depending on your budget, will cost you some dough.

1. The quick and dirty (and free):
**Defragmet your hard drive on a regular basis! What's a regular basis? At least once a week. What the heck is defragmentation you ask? As your computer accesses data on your hard drive, the drive's information tends to "drift apart" (in simplistic terms) and this physical "distance" requires more and more time to access data as the information gets further and further from each other.

It's kind of like a race...it usually takes a runner more time to run a mile than 100 yards. The same goes for your data. If your data is spread all over the place, it takes longer and longer for your hard drive to retrieve it.

Defragmenting your hard drive puts all the pieces of data "closer" together and "shortens" the distance it has to travel to access the data.

"Ok, you've sold me on defragging my drive," you say. "Now how do I do it?" The free method for Windows XP users is easy. There's a simple solution to file fragmentation: use Windows Disk Defragmenter (Start –> Programs –> Accessories –> System Tools –> Disk Defragmenter).

TIP: Depending on how fragmented your hard drive is; how big your drive is, and the speed of your drive (rpm), generally the longer it takes to defrag. The process can take a few minutes to hours. DO NOT use your computer during defrag, especially while using the free Windows defragger because it sometimes causes the defrag process to restart (without telling you). Basically, hit defrag and walk away until it is completely done.

If you're willing to do defragmentation on a higher level then I highly recommend you use a third party defragmenter. I've tried them all and by far the most recommended is Executive Software's Diskeeper (with ONE "k").

What's the difference between the free version in Windows and the pay version? SPEED baby! Diskeeper is faster and gives much tighter defragmetation giving you ultimately a faster computer. You can also set Diskeeper to run in the background. You can get info on it at:
http://www.diskeeper.com

2. Add more RAM (computer memory, Cost=Typically $50-150):
The best speed performance increase by far is achieved by adding more memory. Unfortunately this is usually going to cost you some bucks. Fortunately RAM is relatively cheap and there are lots of places to get good, cheap, quality RAM.

How much RAM do I need? Well, Windows XP will run with 512MB but it runs much faster with 1GB or more. Note: 1 Gigabyte (GB) is roughly 1000 MegaBytes (MB). To determine how much RAM your system has is simple. Goto (Start –> Control Panel –> System) and it will tell you how much RAM you have. If you already have 512MB and you are on a budget, then buy another 512MB for a total of 1 Gigabyte (GB). If you have the money, then I wholly suggest that you go for the full 2GB that Windows XP supports. NOTE: Some places like Best Buy tell you that your computer is exandable to 4GB of RAM which is technically true if your motherboard can support four 1GB RAM chips but Windows XP has a limit of recognizing only 2GB. So NEVER buy more than 2GB of RAM for Windows XP. (The next version of Windows, called Vista, is supposed to support more than 2GB of RAM but for now 2GB is the limit).

Installing RAM is relatively easy but I suggest if you haven't done it before then pay a tech guy or Geek Squad guy to do it (better safe than sorry I say). Major RAM manufacturer's can look up what kind of RAM you will need by plugging in your computer's manufacturer and model number. Again, by going to (Start –> Control Panel –> System) it will tell you this information.

Which company should I buy from? The 3 companies I recommend are Corsair, Kingston, and Crucial. They have been around for a long time and their RAM is generally well regarded in the geek community, especially Corsair. If you are not doing serious gaming, then do NOT buy their "low latency" RAM (a geek term for fast RAM). Instead save your money and buy their "value" RAM. 9 times out of 10 the average user won't need or notice the improvements with "value" RAM vs "low latency" RAM from these manufacturers. The links are here:
http://www.corsair.com/
http://www.kingston.com/
http://www.crucial.com/

3. Tweak your start up programs (Cost...Free!):
Did you know that there are probably at least a couple of dozen programs running in the background right as you are reading this, eating up your precious memory! Well you can turn a lot of them off manually and free up those resources.

Look at the bottom right hand corner...see those little icons? Well each one is a program running in the background. If you "right click" on their icon individually, they usually give you the option of "exit" or turning off the program so that it is no longer running until next time you reboot or manually turn it back on from the start menu.

If you absolutely know that you don't need a certain program and don't want the hassle of turning it off manually every time your computer starts up, then you can goto (Start –> RUN, then type MSCONFIG) A box with a bunch of tabs opens up and you can select the STARTUP tab. Uncheck the name of the offending programs then click APPLY. The computer will ask if you would like to restart...I recommend that you do.

NOTE: If the name of the offending program is not obvioius or you are unsure...do NOT uncheck the box (again, better safe than sorry).

Well, there you go, 3 simple rules for going out with my....er, speeding up your computer. Happy Computing everyone!

Money's tight...save your dough...say Yes I Saved !!!

Monday, August 07, 2006

Don't waste money on cable...get Satellite instead!

When it comes to pay TV, the consumer has to realize that its a buyer's market out there. When it comes to cable vs satellite, it is the satellite customer who tends to save the most because for the satellite companies, not only is there competition from cable, there is also competetion from the other satellite company!

When you think about it, HBO is no different on cable or the satellite companies so why pay more for the same thing? SO DON'T! The problem with cable is that usually there is no other cable company in the same area so basically cably company XYZ has a monopoly on all the cable customers in a given area. Not so for satellite. Dish Network and Direct TV directly compete for your dollars in the same area.

What's a saavy customer to do? Let them fight for your right to party! The satellite companies know that deeply discounting a deal is better than no deal at all. Are they really willing to deal? Heck ya! Whether you receive an ad in a local paper or print a legitimate ad from the internet, almost always the satellite companies are willing to either meet or beat their satellite competetor's ad.

For example if Direct TV is offering basic service for $15/month and Dish Network is offering it for $10...call Direct TV and ask if they will not only match Dish Network but ask them with a straight face what else they will offer you if you sign with them.

I for example was offered every single channel that Direct TV offers for $85/month vs $95 for Dish Network. The saavy YES I SAVED shopper I am called up Dish Network and informed them of Direct TV's offer and asked them directly not only to match their price but asked what else they would give me if I signed with them (usually their terms are for a 1 year contract...do NOT sign for more than 1 year!).

I not only ended up with Dish Network matching the price but they also threw in a free DVR upgrade with NO MONTHLY fees which are customary for a DVR. Also, they threw in installation for free. By the way, if you're going satellite you should NEVER have to pay for installation of any kind...simply ask BEFORE anyone comes down to waive the installation fee. Tell them that if they don't the deal is off...again...never evuh evuh evuh pay for installation.

The satellite companies are not dumb...they know each other's promotions. Play those promotions off of each company and you be the winner. Remember, all you have to do is a little leg work with either an ad or a legitimate internet ad and then ask them to match AND sweeten the pot with a little something extra.

Money's Tight...save your dough...say YES I SAVED !!!